COMMERCIAL MOTOR/FLEET INSURANCE

RockSure Commercial Motor and Fleet facilities feature quality products from most leading Australian insurers.

When your livelihood depends on your vehicles or machinery being in good operating condition, it is essential that you have the right insurance coverage. This does not just mean getting the cheapest cover available - in fact a lot of cheap policies are lacking cover that you may well need. The job of an insurance broker is to make sure that the cover fits your particular needs and is an affordable price.

Here are some things to consider when looking for truck insurance:

  • Do you carry any hazardous goods? If so, does your policy cover the liability for claims that these goods may cause?
  • Does your policy automatically cover accessories you have installed?
  • Do you have full cover for any signwriting you have?
  • Do you have any cover for returning the driver from an accident scene?
  • Do you have cover for cleaning up your load after an accident?
  • Are your repairs guaranteed for the life of the truck?
  • Does your policy have any cover for employee personal effects?

Downtime Cover

A major issue that is largely forgotten is "Who will pay the truck finance payments while it is off the road?" A truck that is not working isn't earning an income. When the wheels stop due to an accident, the ability for truck operators to cover their finance repayments may become a nightmare. Cover is available to keep paying your finance bill for the sooner of four months or when the vehicle is back on the road.

  • For earthmovers, you have to consider many of the above issues as well as:
  • Does your policy cover "tool of trade" for damage to underground services?
  • Do you have the correct liability cover for all your unregistered vehicles?

These are just a few of the many issues that you confront when looking for the right cover for your truck or earthmoving equipment.

We deal in all aspects of commercial motor insurance, from the owner operator to the large fleet. Contact us today and see what RockSure can do for you.

THE ROCK BUILDING SOCIETY

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The Rock Building Society Limited was established in 1967 and is based in Rockhampton, Central Queensland. It is a publicly owned company, listed on the Australian Stock Exchange, with a market capitalisation of approximately $100 million and more than $1 billion in assets under management.  Website…

INCOME PROTECTION

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We offer comprehensive advice in most classes of Disability/Income Protection Insurance.  Read more…