FARM INSURANCE

For the man on the land, when you want the proper professional advice on any matter, you ask an expert in the field. Insuring your farm is no different and is a complex task best given to a registered insurance broker. Unlike "packaged" home or motor policies, you have to make many decisions on values and covers and need the guidance of an expert. Just some of the issues include:

• The proper cover on your home
• Farm property Fire & Perils (the basic coverage)
• Fencing
• Farm Contents and Consumables
• Livestock and working dogs
• Insuring all your buildings and structures
• Flood (you may need it - it is excluded on most standard policies)
• Accidental Damage
• Business Interruption (you still have to pay the bills)
• Theft of farm contents and machinery
• Farm machinery and vehicles
• General Property (cover for items outside your farm)
• Transit (for moving your stock around in your vehicles)
• Engineering (breakdown of motors and other machinery)
• Electronic (breakdown of computers and other electronic equipment)
• Farm Liability (Public and Products cover - essential for your business)
• Goods in Control (do you look after or agist other people's property?)
• Employment Practices (protection from some industrial law issues)
• Disability/Income Protection (what if you can't work from injury/illness?)
• Premium Funding (you can pay off your premium)
• Workers Compensation Funding (you can also have funding for this)

If you do not engage a broker and deal directly with an insurer or their agent, you cannot receive the full choice of products available. They will only present you with their products, which quite often are not exactly what you require. As a registered insurance broker, RockSure does extensive and ongoing research to find the best quality policies.

Whether your farm is a small acreage "hobby farm" or an extensive grazing or crop operation, RockSure can look at your requirements and provide the right advice for you. Contact us and ask for a quote today.

BUSINESS INSURANCE

When you want professional advice on insuring your business, it's best to talk to an expert in the field and that means a registered broker.Read more…