HOME AND CONTENTS INSURANCE

Home insurance is a complex product and obtaining the right cover for your individual needs is often a daunting task. When you deal with a "direct" insurer, they will only present you with their products, which quite often are not exactly what you require.

quoteAs a registered insurance broker, RockSure does extensive and ongoing research to find the best quality policies. Have you thought about what you need in a home insurance policy?

Do you shop on price, particularly with major direct-selling companies on free-call numbers?

  • Very few insurance brokers deal with these products because policies with far more comprehensive cover are generally available.
  • They are also not always the cheapest, despite cover levels often lacking important benefits.

Are you missing cover for essentials?

  • Fusion of household electrical motors
  • Full replacement cover on all contents (not just some)
  • Spoilage of frozen food
  • Visitors contents
  • Credit card fraud
  • A reasonable money limit
  • Tools of trade
  • Replacement of locks and keys


Do you need cover for accidental damage and/or outside your home?

  • Standard "Listed Events" policies generally only cover you in the home and there are many possessions that may need protection away from your home.
  • These policies also do not cover most accidental loss or damage and most spillages, breakages and accidental loss are not covered.

Do you need flood cover?

  • Very few home insurance policies cover flood, which is generally described as the overflowing of a watercourse.
  • This cover is generally available to people who have no known previous flood losses and can be essential protection for unforseen events in the future.

Do you need specialist strata title protection?

  • RockSure deals with a number of insurers with quality products.

Do you have valuable items such as:

  • Jewellery
  • Antiques
  • Collections
  • Gold or silver articles

that are valued more than your policy limits?

If the answer to any of these is "yes", then you need to talk to an insurance broker for some qualified advice on the right cover for you.

Our principal product in the Home and Contents field comes from QBE Mercantile Mutual. RockSure has negotiated special terms and conditions for our customers and we are pleased to offer them to our extensive customer base. We are also able to offer other quality products including CGU Insurance Limited's specialist Landlords cover as well as a number of other high-quality products from Australia's leading insurers.

Whether your property is the home you live in, a house you rent to others or a strata or group title unit, we can find you the right cover. Ask us for a quote today and we will get back to you with our recommendations.